Stamp duty by band
Tax due in each residential SDLT band.
Tax
Property
Stamp Duty Calculator
Model residential stamp duty for standard, first-time buyer, additional-property, and non-resident scenarios across current and recent rule periods.
Estimated SDLT£11,250
Effective rate2.6%
Buyer scenarioStandard
Band calculation
£0 to £125,000£125,000 at 0.0%£0
£125,000 to £250,000£125,000 at 2.0%£2,500
£250,000 to £925,000£175,000 at 5.0%£8,750
Rules used
Rule periodCurrent rules from 1 Apr 2025
First-time buyer cap£500,000
Additional-property surcharge5.0%
Non-resident surcharge2.0%
Assumptions
Calculation notes
- Uses residential SDLT bands for England and Northern Ireland from 1 April 2025.
- Does not model Scotland LBTT, Wales LTT, mixed-use property, lease premiums, companies, trusts, linked transactions, or complex reliefs.
- Use HMRC guidance or a conveyancer for final tax liability.