Repayment stress test
Monthly repayment at nearby interest-rate scenarios.
Monthly payment
Property
Mortgage Affordability Calculator
Create a simple affordability screen before speaking to a lender, with repayments at several interest-rate scenarios.
Estimated max loan£351,000
Purchase budget£411,000
Monthly repayment£1,84227.6% of gross monthly income
Affordability screen
Household income£80,000
Debt adjustmentSimple debt sensitivity deduction£9,000
Deposit£60,000
Loan to value at budget85.4%
Assumptions
Calculation notes
- This is a rough affordability screen, not a lender decision or mortgage offer.
- Does not include credit score, dependants, bonuses, self-employment rules, committed spending, fees, or lender-specific policy.
- Mortgage brokers and lenders may produce materially different results.