Question
What this page helps answer
Estimate retirement-pot growth from employee and employer contributions, salary growth, investment return, and inflation.
Use it when you want a clear personal-finance estimate before comparing options or taking advice.
- Open the live tool when you want the calculation or utility output.
- Review the notes and assumptions before relying on the answer.
- Use related links when this question leads to another calculation.
Inputs
Information to have ready
For this page, the most useful inputs to check are current age, retirement age, current pension pot, salary, employee contribution, employer contribution, annual salary growth, and annual investment return.
Check tax year, income, allowances, rates, investment growth, fees, pension settings, and whether the result depends on current UK rules.
- Check current age before using the result.
- Check retirement age before using the result.
- Check current pension pot before using the result.
- Check salary before using the result.
- Check employee contribution before using the result.
- Check employer contribution before using the result.
Result
How to interpret the answer
Use the result for planning and sensitivity testing. It is not regulated financial, tax, pension, mortgage, or investment advice.
The live tool is designed for quick comparison: change one assumption, rerun the estimate, and compare the movement before making a decision.
- Look for the headline result first.
- Use charts and detailed rows to understand what drives the answer.
- Save, share, or export the result where the linked tool supports it.