ISA

Money

ISA Calculator

Estimate how Cash ISA, Stocks and Shares ISA, or Lifetime ISA saving might build over time under simple assumptions.

Your Details

Adjust the assumptions and the results update instantly.

Results report

Current results

Projected ISA value£150,554After 15 years
Total paid in£98,000
Growth and bonus£52,554Estimated return

ISA projection

Projected balance, total contributions, and bonus where relevant.

BalancePaid inLISA bonus

Allowance check

Annual contribution£6,000
2026/27 ISA allowance£20,000
Allowance headroom£14,000
Lifetime ISA bonus modelled£0

Assumptions

Calculation notes

  • Uses the selected 2026/27 overall ISA allowance of £20,000.
  • Lifetime ISA eligibility, withdrawal penalties, age limits, provider rules, and investment risk are not fully modelled.
  • This is a planning estimate, not savings or investment advice.