Annual pay rise split
How the gross annual rise is split between take-home pay and deduction changes.
Annual amount
Pay Rise Calculator
Compare current gross pay with a percentage pay rise and see the annual, monthly, and weekly take-home difference with deduction changes.
Monthly take-home change£262£3,143 per year
Gross pay rise£5,00010.0% on base salary
Rise kept after deductions62.9%Net rise divided by gross rise
Monthly take-home comparison
Before and after monthly take-home pay using the selected assumptions.
Monthly take-home
Before and after
Current base salary£50,000
New base salary£55,000
Taxable cash allowances£0 per month£0
Take-home before rise£3,143 per month£37,720
Take-home after rise£3,405 per month£40,862
Deduction difference
Income tax change£112 per month£1,346
Employee NI change£22 per month£261
No student loan repayment change£0 per month£0
Pension salary sacrifice change£21 per month£250
Annual taxable benefits included£0
Rules and assumptions
Rules year6 April 2026 to 5 April 20272026/27
Tax regionEngland, Wales or Northern Ireland
Personal allowance after rise£12,570
Taxable income after rise£39,680
Pension basisBase salary only
Assumptions
Calculation notes
- Uses simplified 2026/27 tax, NI, and student-loan thresholds.
- The pay rise is applied to base salary. Monthly taxable allowances and annual benefit values are held constant.
- Monthly cash allowances are treated as taxable salary for income tax, employee NI, and student-loan repayment.
- Annual benefit values are treated as taxable benefits for income tax only. They are not added to take-home cash in this simplified model.
- Does not include tax-code changes beyond taxable benefits, bonus timing, payroll rounding, employer pension matching changes, childcare vouchers, or salary-sacrifice scheme limits.
- Use payroll software or HMRC tools for exact payslip calculations.
Guide
How to use the Pay Rise Calculator
Compare current gross pay with a percentage pay rise and see the annual, monthly, and weekly take-home difference with deduction changes. It is useful for comparing personal finance scenarios before making a bigger decision because it keeps inputs, charted outputs, notes, and related next steps on the same page.
Start by checking current base salary, pay rise, car allowance (monthly), location or travel allowance (monthly), on-call or shift allowance (monthly), and other taxable allowance (monthly). Where rule years are available, choose the rules year that matches the scenario you are checking. The results update as assumptions change, so you can compare scenarios before downloading a CSV report.
If rules, tax years, thresholds, or eligibility assumptions affect the result, review the calculation notes before acting on the output.
Inputs
Inputs to check
- Current base salary: Enter the value you want to test.
- Pay rise: Enter the value % you want to test.
- Car allowance (monthly): Cash allowance taxed like salary
- Location or travel allowance (monthly): Cash allowance taxed like salary
- On-call or shift allowance (monthly): Cash allowance taxed like salary
- Other taxable allowance (monthly): Cash allowance taxed like salary
FAQs
Pay Rise Calculator FAQs
What is the Pay Rise Calculator for?
Compare current gross pay with a percentage pay rise and see the annual, monthly, and weekly take-home difference with deduction changes. Use it when you want a quick, editable estimate with charted results and visible assumptions.
Which assumptions should I check first?
Start with current base salary, pay rise, car allowance (monthly), location or travel allowance (monthly), on-call or shift allowance (monthly), and other taxable allowance (monthly). Then confirm the selected rules year matches the period you are modelling.
Are the results exact?
The result is a planning estimate, not financial advice. Tax, payroll, pension, investment, mortgage, and allowance rules can depend on personal circumstances.
Can I keep or compare the result?
Yes. Use the Download CSV button on the calculator page to export the current inputs, headline results, detailed rows, chart data, insights, and notes.
What should I try next?
Try UK Take Home Pay Calculator, Take Home Pay Optimiser, Salary Sacrifice Calculator, and Pension Forecast Calculator next. These tools are linked because they use related assumptions or answer the next practical question.