Question
What this page helps answer
Model an early freehold purchase budget from property value, lease length, ground rent, valuation assumptions, and professional fees.
Use it when you want to screen a property decision before speaking to a lender, surveyor, conveyancer, adviser, or agent.
- Open the live tool when you want the calculation or utility output.
- Review the notes and assumptions before relying on the answer.
- Use related links when this question leads to another calculation.
Inputs
Information to have ready
For this page, the most useful inputs to check are property type, estimated freehold value, lease years remaining, current annual ground rent, ground rent growth assumption, valuation basis, leasehold relativity, and ground-rent capitalisation rate.
Check property value, location, area, tenure, tax year, rates year, fees, cost ranges, mortgage assumptions, and whether current rules apply.
- Check property type before using the result.
- Check estimated freehold value before using the result.
- Check lease years remaining before using the result.
- Check current annual ground rent before using the result.
- Check ground rent growth assumption before using the result.
- Check valuation basis before using the result.
Result
How to interpret the answer
Use the estimate to compare scenarios and identify questions to confirm. Legal, mortgage, tax, and surveying advice can change the final answer.
The live tool is designed for quick comparison: change one assumption, rerun the estimate, and compare the movement before making a decision.
- Look for the headline result first.
- Use charts and detailed rows to understand what drives the answer.
- Save, share, or export the result where the linked tool supports it.